Welcome to the Money Effect blog. I'm dedicating this blog to money, finances, budgeting, marketing, and the like. Money is so fascinating because it affects everything, hence the blog title.
Personally, my family has school debt we need to pay back and we don't own a home, yet. But my wife and I are working towards those goals. I will state that I'm not a fan of debt. I think there's a lot of risk involved that isn't talked about. There's something about buying things with other people's money that doesn't jive with me.
So sit back, enjoy, and let me talk to you about money. I am by no means an expert on money.
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